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What is Event Insurance?
Event Insurance covers the legal liability you or your company may hold from certain types of claims arising from accidents taking place during an event you host.
Subject to the specific coverage terms, conditions and exclusions, it offers protection for the host / honoree for damage to the facility caused by a guest or vendor, bodily injury to guests they are found liable for, and alcohol-related accidents they are found liable for.
Do You Need Event Insurance?
No matter the size of your event or how well prepared you are, you never know when the worst-case scenario could become your reality. It's the small things that cause the most problems if you're not properly covered. So even the most basic coverage policy could prove to be a big help in the long run.
To learn more about the right insurance for your upcoming event.
What is Travel Insurance?
Travel Insurance is insurance that is intended to cover medical expenses, financial default of travel suppliers, and other losses incurred while traveling, either within one's own country, or internationally.
Temporary travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a "multi-trip" policy can cover an unlimited number of trips within a set time frame. Coverage varies, and can be purchased to include higher risk items such as "winter sports".
Risks Covered by Travel Insurance Policies
The most common risks covered by travel insurance are:
- Medical emergency (accident or sickness)
- Emergency evacuation
- Repatriation of remains
- Return of a minor
- Trip cancellation
- Trip interruption
- Visitor health insurance
- Accidental death, injury or disablement benefit
- Overseas funeral expenses
- Lost, stolen or damaged baggage, personal effects or travel documents
- Delayed baggage (and emergency replacement of essential items)
- Flight connection was missed due to airline schedule
- Travel delays due to weather
- Hi-Jacking
To learn more about the right travel insurance coverage for you.
What is Wedding Insurance?
Couples purchase wedding insurance to cover unexpected financial losses related to their wedding. With the average wedding in the United States costing over $30,000 it makes sense to protect the financial investment.
Situations potentially covered by wedding insurance include:
- Loss or damage to the wedding dress or tuxedo
- Lost deposits as a result of vendor bankruptcy
- Cancellation due to illness, injury, military service or extreme weather
- Third-party or liquor liability claims.
To learn more about the right travel insurance coverage for you.